5 Cities Benefitting Most & Least from New Medical Debt Credit Reporting Changes


In early 2022, Equifax, Experian, and TransUnion announced 3 major changes to how medical debt is reported. Together the changes are expected to remove ~70% of medical collection debt tradelines from consumer credit reports.

The changes are welcome as signficant medical debt in the US affects nearly 1 in 10, or 23 million, adults, according to recent data from the Peterson-KFF Health System Tracker.

This short slide show explains the 3 major changes and shares data from WalletHub that compared 182 US cities across 4 key metrics to see where credit-report relief will be highest and lowest. We list the top 5 and the bottom 5 across each metric.

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